Amount, use and timing
Identify the expense and select the funding purpose and urgency that correspond to it.
Business financing referrals · Seasonal businesses
Explore funding before seasonal expenses become due.
A seasonal business may pay for stock and preparation long before its main sales period. Explain the purchases, supplier deadlines and operating window behind your funding request.
Business funding · Seasonal businesses
Moving your request forward
Follow your request through the next steps
Operating information
Complete the business-name, industry, revenue and history fields together with the approximate credit range.
Review and send
Check your answers, review the consent wording and use the verification code before submitting the request.
Collect the key details
A useful checklist before you begin
Gather the business basics and check the expense calculation before you begin the application.
- 01Your purchase plan, estimated cost and schedule
- 02Your revenue bracket and how long the business has run
- 03Your business category, name and approximate credit band
- 04The owner’s contact information and phone access
Seasonal businesses · funding preparation
Account for the interval before customers pay
Review the complete annual trading cycle, including the months after the season ends. A financing payment schedule may continue beyond the period in which most sales are made.
Needs to describe
Identify the purpose of the funding
Seasonal inventory
Advance orders may secure stock but also tie up cash before trading starts. Use past sales and remaining inventory to define the amount you need to purchase.
Equipment
Servicing or replacement may need completing before the business can handle peak demand. Include setup and the time needed to make the equipment ready.
Costs of day-to-day operations
Temporary staffing, premises and supplies can begin before receipts build. Identify the period to be covered and account for quieter weeks after the peak.
Information for business owners
Points to review before starting
What should I understand about provider referrals?
The referral process involves selling submitted application information to funding partners, with no more than five receiving one request. We receive partner payments whether the request is funded or not and impose no application charge on you.
How does a provider decide?
The requested amount expresses what the business wants to explore. It is not an approved amount, and a funding partner may offer different terms or no financing at all.
Why can request timelines differ?
Submission and receipt of funds are different stages. Any timeline must be confirmed with the funding provider after it has reviewed the request.
How do contact preferences affect the request?
Read the disclosures presented with the application rather than relying only on this page. Submission includes a separate contact-consent review and a mobile verification step.
Describe the business goal
Make your next business purchase the starting point
Use the form to present your business funding need, including the amount and purpose of the request.